CĆMO INVERTIMOS EL DINERO
Los bienes raíces alguna vez fueron considerados una “inversión alternativa”, pero en los últimos años se han convertido en un vehículo de inversión más común e incluso muy deseado.
Debido a los altos costos asociados con el desarrollo de un proyecto, la mayoría de las personas están limitadas en cuanto a lo que pueden comprar.
Los fondos de inversión inmobiliaria como los que ofrecemos en Panama Investment Funds ofrecen otra puerta de entrada para quienes buscan invertir en bienes raíces. Estas oportunidades son especialmente atractivas para quienes desean propiedades generadoras de ingresos, pero prefieren una gestión más directa.
Nuestro enfoque de inversión inmobiliaria agrupa capital de múltiples inversores y luego nosotros, como administración, supervisamos todas las actividades de inversión, incluida la gestión del proyecto, y los inversores solo se centran en el retorno de la inversión (ROI).
La mayoría de nuestros proyectos en este momento implican el desarrollo y venta de propiedades de especulación construidas para venta rápida .
Invertir en los fondos inmobiliarios que ofrecemos es una excelente manera de generar ingresos pasivos si está interesado en poseer bienes raíces, pero no desea las responsabilidades de la propiedad directa.
Cada fondo que creamos se constituye como una entidad financiera única que agrupa los fondos de los inversores y asigna acciones. Estas entidades financieras participan en inversiones para generar ingresos y ganancias para la entidad.
Estas son nuestras oportunidades actuales para invertir en
ĀæQUĆ ES UN FONDO DE INVERSIĆN INMOBILIARIA?
Un fondo de inversión es un fondo de capital acumulado en nombre de múltiples inversores. En el mundo de las inversiones existen muchos tipos de fondos de inversión, como fondos mutuos, fondos del mercado monetario y fondos de cobertura. Un fondo de inversión inmobiliaria es un conjunto específico de fondos dedicado exclusivamente a invertir en propiedades generadoras de ingresos.
Nuestro fondo de inversión inmobiliaria está liderado por un patrocinador con años de experiencia en el sector inmobiliario. Nuestros gestores de fondos analizarán cuidadosamente cada oportunidad y la ejecutarán utilizando el capital del fondo.
Algunos de nuestros fondos están abiertos al inversor minorista, mientras que otros solo están disponibles para inversores acreditados. Los fondos de inversión panameños pueden centrarse en geografías, clases y tipos de activos específicos, entre otros. La mayoría de nuestros fondos de inversión inmobiliaria son de capital cerrado y buscan una rentabilidad pasiva ajustada al riesgo para nuestros inversores.
BENEFICIOS DE LOS FONDOS INMOBILIARIOS
Flexibility
It is a common misconception that investing in a real estate fund requires an investor to sacrifice flexibility. In fact, the opposite is true. If you were to invest in a single asset, for example, you’ve put all your eggs in that basket – you’d better hope that the investment pays off the way you expected it to! However, investing in funds provides more control and flexibility.
For example, an investor who has $1 million to invest can choose to invest that in $250,000 tranches across four different funds. There are many funds focused on different geographies and asset classes, which allows the investor to choose which types of properties they want to purchase and where. This allows investors to truly customize their portfolios without having to buy individual assets directly.
Profitability
Our real estate investment funds are typically structured to return profits to investors before any profit is earned by the fund’s management. As a result, the management is highly motivated to ensure the investments achieve their intended profit threshold. Funds are structured in this way as a means of keeping interests aligned between the management and the investors.
Diversification
Panama Investment Funds set a wide variety of investment parameters, broadening the reach of potential investments. For example, a fund may focus specifically on a single asset type but be open to different geographies (say, multifamily investments in core markets across the country). Alternatively, a fund might invest in a range of product types in a single market geographic market.
Another fund might only invest in opportunistic real estate investments that need moderate to heavy rehab on mid- to long-term time frames. By investing in a real estate fund, individuals can diversify their portfolios, thereby mitigating the risk of having “all eggs in one basket.” This is one-way investors protect themselves in the event of an economic downturn.
Preferred Returns
Many of our private real estate funds offer investors a preferred return in addition to their pro rata share of the fund’s overall net profits. While no fund can ever guarantee payment of a preferred return, those who invest in one of our real estate funds are assured that they will receive the initial profits from the fund’s investment activities before the fund’s management receives their share. This structure ensures that the fund’s management is motivated to achieve their targeted returns; otherwise, the fund’s manager will not earn their share of the profits as anticipated.
Correlation to Other Asset Classes
Real estate, typically, has a low correlation to other asset classes such as stocks and bonds. This is because of the highly illiquid nature of real estate, which cannot be purchased and sold on a moment’s notice. This appeals to many people causing them to invest in real estate investment funds as a way to diversify their portfolios.
For example, if the stock market were to plummet overnight it would immediately lose tremendous value, in contrast real estate portfolios tend to continue marching on. Rents continue to be paid and profits returned to investors. While the real estate portfolio may eventually take a hit, there is not the same correlation to other asset classes which can experience more drastic, momentary highs and lows.
Qualifications
When investing in real estate funds, individual investors benefit from the experience and qualifications of the fund management. The fund management is a professional industry team that is highly qualified to oversee a fund that will be deployed in various real estate projects.
A high quality management team is able to provide detailed financials for investors to review, and will be happy to answer any questions about their strategy, assumptions, and how and why the fund structure they are building will prove to be successful.
Moreover, the fund manager oversees all day-to-day activities associated with the fund. This allows individuals to invest without being distracted by the nuances of each individual transaction carried out through the fund.